Mittwoch, 18. Januar 2012
Gift Cards: Reviews
While no credit card company-issued gift card fares extremely well
under reviewers' scrutiny, the American Express gift card does best.
AmEx charges no dormancy or maintenance fees, and it is the only credit
card company to offer electronic delivery. The value of an AmEx gift
card never expires, though the user may have to request the value be
rolled over to a new card if the original card exceeds the expiration
date. Drawbacks include a purchase fee and the fact this card may not be
as widely accepted as competitors' cards, like Visa. The AmEx gift card
is only available in preset denominations from $25 to $3,000 (holiday
designs only available up to $200), and cards can not be shipped to
Hawaii and Vermont. Both the gift and e-gift cards can only be used for
U.S. merchants, even when making online purchases. Some in-store
merchants may not accept the e-gift card, a
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